Is your current mortgage working as hard for you as it could be?
Are you making the most of your borrowing power? Restructuring your mortgage and loans can be a powerful tool to achieve your financial goals. We can guide you through this process, helping you to optimise your finances and make informed decisions.
Comprehensive financial overview
Your Mortgage takes a holistic view of your financial situation, considering all your debts and assets. This allows us to identify opportunities for restructuring that can lead to significant savings and improved cash flow.
Access to a wide range of lenders
Your Mortgage has relationships with multiple lenders, enabling us to find the best rates and loan terms to suit your specific needs. This competitive advantage ensures you secure the most favourable deal.
Expert negotiation
Restructuring mortgages and loans often involves complex negotiations with lenders. Our team possesses the skills and knowledge to navigate these discussions effectively, saving you time and effort while maximising your outcomes.
Our financial restructuring services
Financial advice
Restructuring your finances can be complex. Let Your Mortgage guide you through the process. Our experts will assess your financial situation and create a personalised restructuring plan to meet your goals. We offer complex lending solutions for investment properties or challenging financial circumstances.
Our strong relationships with multiple lenders ensure you get the best possible rates and terms for your restructured loan.
Insurance & risk advice
Protecting your financial future is as important as building it. We specialise in personal life and income protection insurance to safeguard you and your family's lifestyle in unexpected circumstances.
Our tailored financial advice considers your individual needs and provides access to a wide range of insurance products to ensure you receive the best value and coverage.
KiwiSaver & investment advice
Achieving your financial goals starts with a solid plan. Let Your Mortgage help you navigate the complexities of KiwiSaver and investing. We provide personalised advice to help you select the right fund and create a strategy aligned with your financial objectives.
Our expertise ensures you make informed decisions for a secure financial future.