Mortgage calculators

Calculate your loan affordability

Use this calculator to get an estimate on your home loan affordability based on your income and household circumstances ​This an estimate only, it does not reflect an offer of finance and should not be relied on. If you'd like a much more accurate affordability assessment please make a consultation and we can assess your wider circumstances.

Your kids and anyone that depends on you in your household 👶

Vehicles paid for and maintained by your household 🚗

Individuals paying rent for a room in your home.

Include your KiwiSaver and First Home Grant if eligible. 10% is the minimum in this calculator however 5% options are available.

$60,000 Deposit

$20,000 Deposit
$500,000 Deposit
Income

Your weekly after tax income from Wages or Salary 💵

Family Tax Credit, Benefit Income, Child Support.

$0 per week

$0 per week
$2,000 per week
Expenses

Groceries 🥖, Entertainment 📺, Fuel 🚗, Utilities 🔌

$450 per week

$280 per week
$2,000 per week

Preschool, Child Support 👶, Rates, Insurance

$0 per week

$0 per week
$2,000 per week

Weekly Repayment Amount of any debt commitments.

The total balance (not repayment amount) of any credit cards 💳

Lending Details

Your Income after tax
Your household expenses
Your Likely Maximum Lending:
Likely home purchase price: